Mortgage Loan Closer

Be part of a team that's committed to making a difference. We believe in our work and our customers. Position Location Remote Type RemoteOffice Location (if not fully remote): n/a

Job Description

We are seeking a detail-oriented Remote Mortgage Loan Closer to support our Texas branch operations. In this role, you will manage the final stages of the loan process by auditing files, preparing precise closing documents, and ensuring full compliance with investor guidelines. If you are an efficient multi-tasker who excels at balancing fees, coordinating wires, and collaborating with external partners to ensure smooth, on-time fundings, we would love to have you join our team. What you will do: Gather critical closing components, including Closing Protection Letters (CPL), wire instructions, title fees, verbal verifications of employment (VOE), and payoff requests. Review title commitments and all regulatory loan file documents to guarantee absolute accuracy prior to closing. Order, prepare, and deliver closing packages efficiently, ensuring strict adherence to regulatory timelines and scheduled closing dates. Input, review, and reconcile final closing and settlement fees against vendor invoices. Distribute preliminary and final closing packages to settlement agents and Loan Originators. Prepare and submit wire/funding requests to warehouse banks or investors, audit executed closing packages, and officially authorize the release of loan proceeds. Resolve any post-closing trailing items swiftly to ensure the seamless sale of the loan on the secondary market. What we are looking for: 3+ years of dedicated mortgage closing or related mortgage banking experience. Solid understanding of mortgage loan programs, documents, lending processes, and industry compliance/regulations. Functional knowledge of Encompass and document preparation vendor software. Proven track record of thriving in a fast-paced, rapidly changing environment while meeting tight deadlines. Strong history of building trust and managing relationships with both internal colleagues and external partners. This is a remote, work from home opportunity. Fairway Home Mortgage, founded in 1996, is a nationwide leader in the mortgage industry. Customer service is at the heart of everything we do. We deliver personalized loan solutions with some of the fastest turn times in the industry. Our mission is to act as trusted advisors, guiding clients through every step of the mortgage process to exceed expectations and ensure satisfaction. Our culture promotes innovation, growth, and collaboration, offering exciting career paths and professional development. Whether you're starting out or advancing your career, Fairway is a place where your skills and ambitions can thrive. Current Employees: Head to the Fairway Careers Hub in Workday for internal job openings. We post some job openings internally for our employees and others externally for the general public. If you cannot find the perfect role right now, do not hesitate to contact the Careers Team at [email protected]. We can answer any questions and keep you updated on future opportunities. View our E-Verify and Right to Work notices HERE. Important Notice to Job Seekers! We’ve been made aware of fraudulent messages falsely claiming to be from Fairway recruiters, including links to assessments. These are not legitimate and are not affiliated with Fairway Independent Mortgage Corporation. We’re working with our Information Security team to address this issue. Thank you for your vigilance and continued interest in joining Fairway! All official communication will come from verified Fairway email addresses or our official LinkedIn page. If you receive a suspicious message, please do not click any links and notify us. Apply To This Job